Trade Finance
International Trade Finance Instruments for Cross-Border Business — Anywhere in the World
International trade is built on trust — and financial instruments are how that trust is formalised between buyers and sellers separated by geography, culture, currency, and legal systems. Maramoja Enterprises procures and structures trade finance instruments for transactions spanning any combination of continents — whether you are importing from Asia, exporting to Europe, or managing a complex multi-party supply chain across Africa, the Gulf, and beyond.
What We Deliver
Our Trade Finance Services
Documentary Letters of Credit (LC)
Procurement and management of import and export LCs — coordinating issuance, document preparation, presentation, and payment across any combination of countries and banking systems.
Standby Letters of Credit (SBLC)
SWIFT MT760 SBLCs for performance security, financial guarantee, and bid bond purposes — issued from internationally recognised banks acceptable to counterparties in any jurisdiction.
Bank Guarantees
Performance Bonds, Advance Payment Guarantees, Retention Guarantees, and Bid Bonds — structured and issued to meet the specific requirements of project owners, governments, and international counterparties.
Supply Chain Finance
Working capital solutions that optimise payment terms across your supply chain — buyer-led programmes, reverse factoring, and dynamic discounting for businesses with complex supplier networks.
MT760 SWIFT Coordination
Full management of the SWIFT MT760 issuance process — ensuring your instrument arrives in the correct format at the correct correspondent bank, accepted by your counterparty.
Import Finance & Usance LCs
Deferred payment and usance LC structures that allow importers to receive goods before making payment — improving working capital across international supply chains.
Export Finance Facilitation
Structuring instruments that allow exporters to receive confirmed payment — reducing counterparty risk on international sales and enabling business with new overseas buyers.
Commodity Trade Finance
Specialised financing for agricultural commodity, mineral, and oil & gas trade — structured against physical cargo and receivables for businesses active in resource-based trade corridors.
How We Work
Our Process
Transaction Assessment
We review your trade transaction — counterparties, goods or services, timeline, jurisdictions, and value — to identify the optimal instrument and bank route for your specific situation.
Bank & Instrument Structuring
We select the optimal issuing bank from our network — one whose correspondent relationships and ratings will be accepted by your counterparty's bank. We draft instrument terms to your precise requirements.
Issuance & SWIFT Coordination
We manage the issuance process including documentation, compliance checks, and SWIFT coordination — ensuring the instrument arrives at the correct correspondent bank in the correct format.
Lifecycle Management
We manage the instrument through its lifecycle — amendments, extensions, document checking on LCs, and close-out — ensuring smooth execution from issuance to discharge.
Our Clients
Who We Work With
Importers from Asia, Europe & the Gulf
Businesses importing machinery, equipment, consumables, or finished goods that require LCs or SBLCs acceptable to international suppliers.
Exporters to International Markets
African exporters selling to international buyers who want payment security via confirmed export LCs or SBLC-backed contracts.
Construction & Infrastructure Contractors
Contractors bidding on or executing government and commercial projects that require Performance Bonds, Advance Payment Guarantees, and Retention Guarantees.
Gulf-Africa Trade Businesses
Companies operating in the Africa-Gulf trade corridor that need instruments structured to work across both banking systems — our most frequent use case.
Agricultural Commodity Traders
East African commodity traders exporting coffee, tea, sesame, cashews, and other agricultural products who need trade finance to fund their trade cycle.
Our Advantage
Why Maramoja for Trade Finance?
Trade finance is where our dual-location advantage is most directly felt. Our Dubai office gives us direct access to Gulf banking infrastructure that is intimately connected to the global SWIFT network — enabling faster, cheaper, and more widely accepted instrument issuance than most East African businesses can access domestically. Simultaneously, our Arusha headquarters means we understand the operational realities of East African trade — the counterparties, the commodity dynamics, the regulatory requirements — that a purely Gulf-based advisor would not.
Book a ConsultationEast Africa is where we are rooted. Dubai is our gateway. The world is our market.
Godbless Bonny
Director, Maramoja Enterprises
Common Questions
Frequently Asked
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Ready to discuss your trade finance requirements?
Our advisory team operates across Africa, the Gulf, and global markets. Wherever you are, we can help.
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